Mortgage Fitness Score
Understand your current Mortgage Fitness.
Financial Fitness For Home Ownership
Become mortgage fit and ready.
Track your Mortgage Fitness, build your plan, improve your position and connect with trusted mortgage advisers when you're ready.
- Free
- No credit check
- Takes 2 minutes
01
Assess
02
Improve
03
Get Matched
What are you looking to do today?
Building the UK's First Mortgage Fitness Platform
Our mission is to help thousands of homebuyers become Mortgage Ready before they enter the mortgage process.
Whether you're a first-time buyer, home mover or remortgage customer, GYM provides the tools, coaching and guidance to help you move forward with confidence.
A message from our Founder
Lee Brewer
Founder, GYM
I believe buying a home shouldn't depend on luck.
For over two decades I've witnessed people being treated differently simply because of where they are in their mortgage journey.
If you're ready to buy in nine days, everyone wants to help. If you're nine months away, you're often left to figure it out alone.
I don't believe that's right. Every future homeowner deserves guidance, encouragement and a clear plan, regardless of when they're ready.
That's why I built GYM.
— Lee Brewer
Founder, GYM
Meet GYM
Meet GYM
Your personal mortgage fitness coach.
Hi, I'm GYM.
My job is simple: to help you become mortgage ready.
Just like a fitness coach helps you prepare for a marathon, I'll help you prepare for a mortgage.
I'll assess your readiness, show you what's helping and what's holding you back, and guide you step-by-step towards your dream home with a unique plan just for you.
Whether you're a first-time buyer, moving home, or remortgaging, I'll help you focus on the actions that will have the biggest impact with a weekly check-in.
You'll always know:
Where you stand today
What to improve next
How close you are to your goal
When you're ready to speak to an adviser
Meet GYM
Meet GYM
Your personal mortgage fitness coach.
Hi, I'm GYM.
My job is simple: to help you become mortgage ready.
Just like a fitness coach helps you prepare for a marathon, I'll help you prepare for a mortgage.
I'll assess your readiness, show you what's helping and what's holding you back, and guide you step-by-step towards your dream home with a unique plan just for you.
Whether you're a first-time buyer, moving home, or remortgaging, I'll help you focus on the actions that will have the biggest impact with a weekly check-in.
You'll always know:
Where you stand today
What to improve next
How close you are to your goal
When you're ready to speak to an adviser
Dream Home Planning
Tell GYM about your future home and receive personalised guidance.
Weekly Coaching
Receive simple, personalised actions every week.
Progress Tracking
Watch your readiness improve over time.
Fitness Centre
Interactive coaching sessions that lift your Mortgage Fitness score every week.
Adviser Support
When you're ready, GYM introduces you to the right adviser.
Your journey to mortgage ready
01
Affordability
Work out what you can comfortably borrow.
02
Borrowing Power
Increase what lenders are willing to offer.
03
Deposit Strength
Build a stronger deposit position.
04
Mortgage Fitness
Improve the areas that matter most to lenders.
05
Getting You Moving
Connect with a qualified adviser and secure the right mortgage.
Private & Secure
Your data is encrypted and never shared.
Quick & Easy
Takes just 2 minutes to get started.
Expert Guidance
UK mortgage advisers ready to help.
No Obligation
Get clarity before you speak to an adviser.
Follow the GYM Journey
Behind the mission to make mortgages fairer
Founder stories, product releases and Mortgage Fitness lessons — shared where you already are.